At Satago we look at applications for Invoice Finance on a case by case basis. More can be found here on our process:
11. Invoice Finance | Satago Help Center
You might be declined because you have not met the Invoice Finance lending criteria.
Your credit score can also influence the decision to decline your application. A poor credit score could be the result of one or more issues. We also look at how you've used financial services in the past to work out whether lending to you is risky.
You can contact the Credit Reference Agencies (CRAs) currently operating in the UK. The information they hold may not be the same so it may be worth contacting them all for the fullest picture:
CallCredit, Consumer Services Team, PO Box 491, Leeds, LS3 1WZ or call 0870 0601414
Equifax PLC, Credit File Advice Centre, PO Box 3001, Bradford, BD1 5US or call 0870 010 0583 or log on to www.myequifax.com
Experian, Consumer Help Service, PO Box 8000, Nottingham NG80 7WF or call 0844 4818000 or log on to www.experian.co.uk