These following terms (together with the documents referred to in it) describe the Website Terms of Use upon which you may make use of https://satago.com (and all of its subdomains, together the “Site”), whether as a guest or a registered user. Use of our Site includes accessing, browsing and registering to use the Site.

By using our Site, you confirm that you accept these Terms of Use and that you agree to comply with them. We recommend that you print a copy of this document for future reference.

Other Applicable Terms

By using our Site, you also consent to our Privacy & Data Protection Policy and you warrant that all data provided by you is accurate.

Information About Us

Our Site is operated by Satago Financial Solutions Limited (“Satago”). Satago is registered in England and Wales under company number 09998904 and we have our registered office at 48 Warwick Street, London, W1B 5AW.

Changes to These Terms

Satago may revise these Terms of Use from time to time by amending this page and it is your responsibility to review our policies as they are binding on you.

Changes to our Site

Although Satago make reasonable efforts to update the information on our Site, we make no representations, warranties or guarantees, whether express or implied, that the content on our Site is accurate, complete or up-to-date.

Accessing Our Site

Satago do not guarantee that our Site, or any content on it or received from it, will always be available or be uninterrupted. Access to our Site is permitted on a temporary basis. Satago may suspend, withdraw, discontinue or change all or any part of our Site without notice. Satago will not be liable to you if for any reason our Site is unavailable at any time or for any period.

You are responsible for making all arrangements necessary to have access to our Site. You are also responsible for ensuring that all persons who access our Site through your internet connection are aware of these Terms of Use and other applicable terms and conditions, and that they comply with them.

Our Site uses cookies to distinguish you from other users. This helps us provide you with a better browsing experience. By registering as a user of the Site and continuing to browse the Site, you are agreeing to our use of cookies.

Your Account and Password

If you choose, or are provided with a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential and not disclose it to any third party.

Satago have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these Terms of Use.

If you know or suspect that anyone other than you has obtained access to your user identification code or password, you must promptly notify us at legal@satago.com.

Intellectual Property Rights

Satago are the owner or licensee for all intellectual property rights on our Site and for any material published on it. The content is protected by worldwide copyright laws and treaties. All such rights are reserved.

You may print copies or download extracts of any page from our Site for your personal use and you may draw the attention of others within your organisation to content posted on our Site. However, you must not modify the document or digital copies of any material you have printed or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Our status (and that of any identified contributors) as the authors of content on our Site must always be acknowledged.

You must not use any part of the content on our Site for commercial purposes without obtaining a license to do so from us. If you print, copy or download any part of our Site in breach of these Terms of Use, your right to use our Site will cease immediately and you will need to, at our option, return or destroy any copies of the materials you have made.

Limitation of our Liability

Nothing in these Terms of Use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

To the extent permitted by law, Satago exclude all conditions, warranties, representations or other terms which may apply to our Site or any content on it, whether express or implied.

Satago will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

• use of, or inability to use, our Site; or

• use of or reliance on any content displayed on or made available from our Site.

Please note that in particular, Satago will not be liable for:

• loss of profits, sales, business, or revenue;

• business interruption;

• loss of anticipated savings;

• loss of business opportunity, goodwill or reputation; or

• any indirect or consequential loss or damage.

Satago will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programmes, data or other proprietary material due to your use of our Site or to your downloading of any content from it, or on any Satago Site linked to it.

Satago assume no responsibility for the content of third party sites linked from our Site. Such links should not be interpreted as endorsement by us of those linked sites. Satago will not be liable for any loss or damage that may arise from your use of them.

Viruses

Satago does not guarantee that our Site will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform in order to access our Site and use your own virus protection software.

You must not misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site. You must not attack our Site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. Satago will report any such breach to the relevant law enforcement authorities and Satago will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Site will cease immediately.

Linking to our Site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link to our Site in any site that is not owned by you nor frame our Site on any other site.

Satago reserve the right to withdraw linking permission without notice.

Applicable Law

These Terms of Use, its subject matter and its formation (and any non-contractual disputes or claims) are governed by English law. By using the Site you agree to the exclusive jurisdiction of the courts of England and Wales.

Contact Us

To contact us, please email hello@satago.com.